There are 2 main types of UK home insurance: buildings insurance and contents insurance. Most companies cover both, however you may need to take out 2 seperate policies. Buildings insurance covers the actual building should there be any damage to the roof for example, contents will cover any damage to your personal posessions by floods or fire for example. It is also worth making sure that your buildings insurance covers your share of any communal areas if you stay in a flat or have a shared stairway or entrance.
More Than Home Insurance Offering contents cover of up to £75,000. Also offering a 25% discount when you apply online.