For a typical holiday in the UK or abroad, a standard travel insurance policy is normally all that will be required, however you may need a more substantial policy depending on where you are going, or if you are taking part in any high risk sports activities. You may also be better off to take out cover for an extended period if you travel abroad frequently throughout the year and use the same policy to cover several holidays throughout the year. The price of your policy may also vary if you want to cover specific sports equipment for example.
Marks and Spencer Travel Insurance